Question about Gambling websites with Curaçao license using incorrect Merchant Category code (sida 458)
Hi mate just wanted to say jokabet have confirmed the refund and it will be with me within 5 business days.
No NDA request nothing for me to sign.
Ja...
Ok strange not sure why they did it with me maybe to make sure I do not write any more about it
Lol maybe because yours was a higher amount
Jag har avgifter från dessa företag men jag kan inte hitta någon kontaktinformation. Kan någon hjälpa mig?
De är från malina casino insättningar
Wpbazar
Skillcrafters
Libroum tech
Internationell fadcon
Nischträning
Disky
Slimfit
Spraymjukvarugränser
Dropzone
Teknisk molnbas
Digikey
Slimfit
Scriptgpd
Hi mate, was this via card with Mystake or another vendor?
For what?
Kan du berätta för mig hur man gör detta? Radka säger till mig att det bara är för spelberoende.
How to do what? I don’t know what you want from me
No, actually, I tried to explain the difference between the incorrect merchant code used in the case of a player with an active bank gambling restriction and your situation.
"I saw your activity in the thread focused on incorrect merchant codes, but the point of that thread is a bit different from your situation. Those players there are mostly addicted and have set bank restrictions on their bank accounts, preventing them from making deposits in casinos. Yet an incorrect merchant code means a different payment category, which bypassed their active blocks. If I'm not mistaken, you are seeking refunds because you found out the casino is not licensed in Spain. Do you also see the difference, please?"
Är det möjligt att begära återbetalning om en falsk handlarkod har använts?
Jag gjorde 30 insättningar, kasinot använde en falsk handelskod. Kan jag hävda detta?
You need to gather a lot of evidence like emails to each individual merchant before u even think about speaking to the bank
Perfekt. Tack.
It may well have been it was a worthless piece of paper anyway !
Yes you can you need to build your case and evidence together then persuade your card provider to take action use the posts on the forum for help
No, actually, I tried to explain the difference between the incorrect merchant code used in the case of a player with an active bank gambling restriction and your situation.
"I saw your activity in the thread focused on incorrect merchant codes, but the point of that thread is a bit different from your situation. Those players there are mostly addicted and have set bank restrictions on their bank accounts, preventing them from making deposits in casinos. Yet an incorrect merchant code means a different payment category, which bypassed their active blocks. If I'm not mistaken, you are seeking refunds because you found out the casino is not licensed in Spain. Do you also see the difference, please?"
Is it this? I thought it was identifying documented cases of fraud used to illegally obtain funds and not specifically about gambling addicts or people with bank blocks. This is what I mean with Casino Guru - masking transactions in this way is fraud, pure and simple, and these companies are still being rated as "trustworthy".
https://complyadvantage.com/insights/transaction-laundering/
https://www.idenfy.com/blog/examples-of-money-laundering/#:~:text=Typically%2C%20criminals%20mask%20the%20illegal,%E2%80%9Clegitimate%2C%E2%80%9D%20clean%20funds.
From various sources -
Misrepresentation and Deception: The primary issue with transaction masking is that it misrepresents the true nature of a transaction to the cardholder, the card issuer, and the payment processor. This deception can be used to bypass security measures, avoid fees, or conceal illicit activities.
Violation of Merchant Agreements: Merchants typically agree to process transactions accurately and transparently when they sign up with payment processors. Transaction masking violates these agreements and can lead to penalties, fines, or even termination of merchant accounts.
Facilitating Illegal Activities: Transaction masking is often used to facilitate illegal activities, such as money laundering, illegal gambling, or the sale of prohibited goods and services. By disguising the true nature of the transaction, criminals can avoid detection and move money illicitly.
Consumer Protection: Transaction masking can harm consumers by making it difficult to track their spending, identify fraudulent charges, or dispute transactions. It can also lead to higher fees or interest rates if the masked transaction is processed under a different merchant category code with higher charges.
Legal Consequences:
The legal consequences of transaction masking vary depending on the jurisdiction and the specific circumstances. However, it can lead to:
Criminal charges: In some cases, transaction masking can be prosecuted as a criminal offense, such as fraud, money laundering, or racketeering.
Civil lawsuits: Consumers and businesses harmed by transaction masking can file civil lawsuits to recover damages.
Regulatory fines: Payment processors and merchants involved in transaction masking can face significant fines from regulatory agencies.
Reputational damage: Businesses caught engaging in transaction masking can suffer severe reputational damage, leading to loss of customers and business opportunities.
Examples of Illegal Transaction Masking:
Disguising adult content: An adult website might use a different merchant code to process payments, making it appear as if the customer purchased something else.
Hiding gambling transactions: An illegal or offshore gambling website might mask transactions as online purchases to avoid detection by banks and authorities.
Laundering money: Criminals might use transaction masking to move money from illegal sources through legitimate businesses, making it appear as if the funds came from legal transactions.
Is there anything else we need to add here? The sites are still being given trustworthy ratings when there is clear identifiable evidence of fraud and money laundering.
Tack för din omfattande och lekfulla kommentar. Det är tydligt att intentionerna är ganska grumliga.
