Question about Gambling websites with Curaçao license using incorrect Merchant Category code (sida 612)

They done a single one then i did it again then they said not doing it due to being gambling

Twice

Did u manage to take that to the FOS and overturn it?

I never bothered with it as only a few hundred just left it and closed the card

That is fair enough, how come they raised them first time then never again? Did they not realise they were gambling?

Im not sure I told them it was gambling maybe as I was a new customer

Iv won 3 cases with the FOS

i told them it was gambling but the funds never went in to my account. 95% of the casinos I used didn’t ask me for ID or verification so they sided with me and made Revolut charge them back

How do you prove they didn’t credit you account?

Good question, am very interested in the answer.

They aren't gambling transactions though by Mastercard/VISA definition! You need to push back on the MCC's and copy the evidence and media articles. You can find all of them and the evidence on here.

You need to raise them as Goods and Services not received mate - show comms with the merchants. The bank have to attempt it. 99% of the time the merchant won't respond- when they do it is normally with some fraudulent nonsense.

They’re saying they can’t do that because it’s gambling related

Explain it is not a gambling MCC 7995 so therefore under Mastercard T&Cs they can do so. They are misinterpreting the rules of the scheme...they can't be charged back if MCC 7995 was used as it legitimises the gambling nature of the payment - if it isn't used then it isn't "gambling related" under the scheme rules.

Still waiting for them to call me back about my complaint…. They’re a joke honestly the worst bank

Completely irrelevant. Your going against merchants not the casino if done the right way - obviously we all know it is the casino hiding the funds but it isn't relevant. If a bookseller have provided you no books and no receipts and don't respond then you didn't receive the goods and services.

I can’t even find the merchant for the transactions, they’re under the name NIKOtpf*ActiveWebLimited

Another front for illegal gambling mate. That is the company info there. Get them reported to the FCA.

I tried all that they just blank it its difficult with them

Yeah I know but no website/ contact info for them is the issue mate

Keep getting told that my complaints handler is having system issues somehow for multiple days in a row