Question about Gambling websites with Curaçao license using incorrect Merchant Category code (sida 1 594)

I swear he’s a bot mate. Look at his posts… Xpate Xpate Xpate.

Always says the same things as well. And lies about stuff, told me dtvlt was Xpate then Walletto.

I believe they’re dotavolt but they don’t reply to emails (or haven’t yet)

Hello,

Thanks for reaching out to Rapyd Support.

Rapyd processes payments, but we’re not the business that initiated your transaction. That means we can’t share payment details directly.

We recommend contacting the merchant you initiated the payment with and informing them that they will need to reach out to Rapyd directly regarding this issue.

Thank you for your understanding. Let us know if there’s anything else we can do for you.

Warm regards,

Roy

Customer Support Engineer

What they said lol

I could do with these to

I could do this too

guys DTVLT is DOTAVOLT https://dotavolt.com/en

They don’t reply or refund at all

Thank you!

Have you heard of these ones?

INPIGR1

OPTTRX

ACHILL Krakow

21MASTERY LTD / NIKOTPF

URBANLOFT APPAREL

Wert*InstaX

i’d ashy me wert*instax is wert mate you should be able to find right away

HA thank you just double checking.

Also for Paybyop. I did do my research, there isn't really a way to get refund on those is there? as payop will say to go back to merchant and bank wont' do anything as its a bank transfer,

yeah i doubt it. these bank transfer ones are a right pain

feel so dumb, should have stuck with debit ughh

Thanks, that’s useful to know. It sounds very similar to what I’ve experienced with Xpate.

For vercs2 and tokdom, did any of the cases where Xpate submitted documents eventually get decided in your favour? I’m particularly interested in what happened after you challenged their evidence and whether they continued defending the disputes or simply let them proceed.

A few of them have moved forward. Some chargebacks were decided in my favour and the money was returned, but Xpate is still challenging others and sending documents, so those cases are taking much longer.

My bank told me the whole process can take up to around 90 days in some cases. So unfortunately there’s still quite a bit of waiting involved.

My bank confirmed the Xpate connection when I asked them for more information about the transactions. That’s how I identified jusdot5 and jusski6 as being linked to Xpate.

I don’t have the exact MCC in front of me at the moment, but I’m trying to get the full transaction details from the bank. Once I have the MCC and Acquirer ID/ICA, I’ll post them here.

That’s encouraging to hear. At least it shows that challenging Xpate’s documents can work if the information doesn’t match the actual transactions.

Do you remember roughly how long it took after you challenged their evidence before the bank decided those cases in your favour? Also, did Xpate submit anything further after your response, or was that the last stage before the refund?

Exactly. That’s what I’m trying to establish as well. If calcal and jusdot5 show the same Acquirer ID/ICA, that would give us something much more concrete than just comparing descriptors.

I’ll post whatever my bank provides. It would also be interesting to compare the MCCs, as I want to see whether both transactions were classified in the same way despite being linked to Xpate.

Hi Loo,

did you get the refund from chargebacks or from RAPYD? I’ve contact Nextrast/Gambinini so many times with no response. I have so many transactions with them

Morning, list of my merchants and the mcc codes used. Maybe useful information for others. My hand written list is the merchants that have part or fully refunded when I raise chargebacks on monzo. Bear in mind monzo declined every single one of my chargebacks, however when I raised a dispute, the merchant would refund 2 days later. If only every merchant did this and not just some of them.