Question about Gambling websites with Curaçao license using incorrect Merchant Category code (sida 1 465)

Have you seen my long list? Have you tried many more?

Tried quite a few, I’ve got a complaint with Monzo too but not ombudsman at the moment. I’m basically sticking 3 through each week to see who refunds - only ones on your list that I’ve had refunds from are the ones you’ve had refunds from + Vel and Data

Help!!

I am looking for img vibes

sp wallet

mlsys

mtl topup

all processed through Fishandspins (Spindog, sharkspin) sister sites. Any info on PSPs? Does anyone still have browsing history for these transactions that you could check interface when payment was processed?

Ok dokey. Im at final stage of ombudsman so its at senior level. Fingers crossed my case is upholds.

Having reviewed the details provided, we have been able to locate the transactions in question and have contacted the relevant merchants, Kryptonim and Ivy Pay Oy directly to make them aware of your complaint and to request they contact you directly to resolve this complaint

This was the main bit of the reply from tokenio i just received

good luck mate

Hi , i dont sorry only screenshot showing the refund of them

They fucked me of got my fr this morning joke

Pulse refused refunds , have tgey also refused you ?

How did you get these refunds?

Anyone else you contacted for SPH WLT?

I don't have the contact details for Token but Kryptonim accused me of extortion! If you have any advice how to try again please let me know. I have 1,000's with them 🙁

Is this with the first stage investigator or the actual Ombudsman? If investigator please escalate - use ChatGPT to help if needed. I've had to do this with mine 🙁

Mine was rejected by the investigator yesterday so now escalated to the Ombudsman 🙁 nearly 16k of transactions and they said bank doesn't need to monitor accounts and not their fault cause of the disguised MCC.

Please can you share tokenio contact email 🙂

Its been 2 weeks since mine was rejected. I sent this within my evidence. Someone else's case in which was upheld! Financial Ombudsman

https://www.financial-ombudsman.org.uk

Decision Reference DRN-4443965

Google this and have a read. My case with monzo is the exact same so I cant see why my case cant be successful too.

Unfortunately it doesn’t work like that with ombudsman, it’s not done on a precedent basis so it’s literally luck of the draw whether the final decision goes in your favour. I’ve read a lot about basically "negotiated settlements" being met where the bank essentially has to refund the money rather than raise the chargeback, but it can be anywhere from 10% all the way up to 100%, with 10-30 being most common. Mine is at final stage ombudsman but could take months yet (already on month 3) but even a settlement agreement would screw me as it’s £38,000 I’m complaining about.

Depends how much evidence you submit and what arguement you put forward i guess.

My evidence was very strong and the investigator didn’t want to know, completely ignored all legal aspects and evidence the casino in question hosts fake games as well (independently reviewed) - his view was that the casino "seems legit based on my research" which was literally just a couple of poor google searches.

Chswapper ????