Hi. I have some news. Xpate contacted me and said they would refund all of my deposits if I withdrew my chargebacks. According to them, they want to avoid damaging their chargeback ratio. I'm not sure whether that's a good idea. Could my bank charge me a fee or have a problem with me if I withdraw the chargebacks and then Xpate doesn't refund me? Has anyone been in a similar situation?
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