Aellis
4 timmar sedan
Did the merchant reply to your dispute at all?
Aellis
4 timmar sedan
That's brilliant. My bank said no so going the ombudsman route 🙈
4 timmar sedan
No they went Unchallenged….they were credited back to me today
4 timmar sedan
Anyone have contact details for Swidoer, LP pay, Nexus ticaret, BRTNET?
4 timmar sedan
Happy for you bro! My bank raised disputes on my behalf last week, let’s hope I get similar results !
SvaraCitat1
4 timmar sedan
Ombudsman is awful - I initially claimed from my MBNA credit card with them and went down the MCC route - gambling block etc.
but they rejected it - the ombudsman contacted me and advised that my complaint sits with more the affordability of what happened - when I broke it down MBNA processed £80,000 worth of transactions in a 2 year period.
so now on the ombudsman’s advice I’ve gone back to MBNA and asked them how they thought I could afford these transactions, literally thousands per week, when they knew in 2024 I was addicted to gambling - the ombudsman said it puts a different spin on it as opposed to incorrect MCC coding - go down the route of unaffordable irresponsible lending.
hope that helps
SvaraCitat1
4 timmar sedan
It depends what you have told them - if you’ve gone down the route of item not recieved they will want proof.
i was just honest - that’s all and they helped me out massively.
3 timmar sedan
I assume this would only be a valid argument if payments were made via a credit card not debit
3 timmar sedan
Yes with Debit card - forget it but if you did it on a Credit Card you can use unaffordable lending - especially if the transactions were repeated over an over again - my breakdown is ridiculous so my complaint currently sits with MBNA
3 timmar sedan
I’ve went down the unrecognised / unauthorised transactions, let’s see what the outcome it
3 timmar sedan
They told me 5 to 10 business days I’m currently at day 8
3 timmar sedan
What did you put down
3 timmar sedan
Do you mean amount ?
4 timmar sedan
Ombudsman is awful - I initially claimed from my MBNA credit card with them and went down the MCC route - gambling block etc.
but they rejected it - the ombudsman contacted me and advised that my complaint sits with more the affordability of what happened - when I broke it down MBNA processed £80,000 worth of transactions in a 2 year period.
so now on the ombudsman’s advice I’ve gone back to MBNA and asked them how they thought I could afford these transactions, literally thousands per week, when they knew in 2024 I was addicted to gambling - the ombudsman said it puts a different spin on it as opposed to incorrect MCC coding - go down the route of unaffordable irresponsible lending.
hope that helps
3 timmar sedan
I went the affordability route alongside the extreme deposits and withdrawals and they gave me a loan half way through too but said not at fault and take it to the ombudsman. Half regretting being open and honest now but it is what it is unfortunately.
Its disgusting they can just fob us off!
3 timmar sedan
Chargeback with bak reason?
3 timmar sedan
Vilka varor och tjänster deklarerar ni som ej mottagna när banken frågar? Jag behöver hjälp eftersom min bank just frågade mig vilken typ av varor och tjänster jag syftar på.
Tack för din hjälp
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