Question about Gambling websites with Curaçao license using incorrect Merchant Category code (sida 107)

https://usa.visa.com/content/dam/VCOM/download/about-visa/visa-rules-public.pdf

https://usa.visa.com/content/dam/VCOM/download/merchants/chargeback-management-guidelines-for-visa-merchants.pdf

Page 40 is very relevent.

https://www.heartland.us/resources/blog/everything-you-need-to-know-about-visas-surcharging-rules-to-protect-your-small-business

Re fines that visa will impose if informed.

https://www.chargeflow.io/blog/mastercard-chargeback-reason-codes#:~:text=Mastercard%20chargeback%20reason%20code%204849,Merchant%20Audit%20Program%20(GMAP).

This is an interesting read, So what I get from it is all Gaming sites that are registered off shore Caracaco Costa Rica ect. Should have a merchants account for that site to except players deposits . Or am I reading this wrong? https://fastoffshore.com/offshore-bank-account-2/gaming-merchant-account/

Thats correct, but as these are shady casinos who dont want to reveal who they are and not pay tax and not follow the UK and EU regulations they operate in the way they do. The one thing that they cant wiggle out of is the huge fines that can be imposed to them by Visa and Mastercard.

We have no updates for now.🤷‍♀️

Who were these casinos that asked you to take down this thread?

Finns det något sätt att gå vidare med några transaktioner på Revolut som blivit nekade för att man först valde fel alternativ såsom bedrägeri?

Dom vägrar bestrida en del för återbetalning, fast att det är exakt samma bolag som dom gått vidare med övriga transaktioner.

Dom säger bara samma sak att deras beslut är final och att det inte är resultatet jag hade förväntat mig.

Har flera gånger förklarat för dom att jag inte fått någon vara och enligt Visa har jag rätt att bestrida, men dom nekar.

You need to explain to them that there was some confusion initially. Make a formal complaint and ask them for the escalation process. In the UK we have the financial ombudsman, not sure what they have in the rest of europe. Normally a formal complaint to the bank resolves these minor issues.

Today I spoke to a friend of mine at great length who works for the federal government in Canada. If these casinos do not refund or settle there are allot of options available. Going to wait and see.

Har försökt förklara för dom flertalet gånger, fyllde i ett klagoformulär och efter några dagar fick jag mail från en person på Revolut, dom gick vidare med en del transaktioner.

Men resten av transaktionerna ignorerade dom och då skrev han i mail att supporten i appen skulle kontakta mig angående dessa fåtal transaktioner som är kvar, då ger dom mig direkt samma svar jättesnabbt "vårt beslut är final, vi kan inte bestrida dessa hur mycket vi än skulle vilja hjälpa dig" och liknande trams.

Jag jag även visat upp en kopia på min polisanmälan med alla transaktioner samt myndigheterna som jag kontaktat angående dessa bolag.

Får väl ta detta vidare och överklaga då 🙂

Yeh I mean I havent had any personal dealings with Revolut perhaps someone else can jump in and shed some light.

Tomorrow is going to be a interesting day of filing a bunch of other chargebacks with the likes of Goldenbet / Santeda International if they dont want to refund / settle this. I have a list of in excess of 30 merchants and payment processors linked to various other big names.

I am expecting a refund from Payop after going back and forward with them and showing the link from the casino to the random merchants and transaction ID for payop, they said id need to sign a NDA but will update tomorrow as to the outcome.

Jag förstår!

Ska bli spännande att följa detta

Make contact with the Canadian authorities and get a reference number, explain in as much detail the link to payop and how they are breaching AML regulations funding these third party casinos through offshore accounts etc and forward the same to them, any resistance from payop you will need to email them again and CC every single federal and local authority you can find online including every local and national news / journalist email you can find. They will eventually want to settle.

payop is on the radar of canadian federal law enforcement.

https://www.casino.org/news/black-market-gambling-sites-fertile-ground-for-money-laundering-intelligence-agency-warns/

Did you have a gambiling block on your card and also did the casino do a account verification or affordability check. Where you blocked from all the casinos before you joined. If so then I don't know how it applies over there but here if you are registered on gamestop and a casino allows you to join then they are legally responsible as they did not help a problem. Gambler. If you can prove this then go back to casino with proof and contact the place who you blocked you from playing all Swedish sites

Sorry, I cannot provide this kind of information as of yet.

Varför inte?

Probably because they are paid to promote them !

Revolut itself is deeply involved.Accordingly, you can't expect any help from Revolut, as they could possibly take the money away from their own corporate customers. A transparent procedure is then not possible because the money of corporate customers is guarded rather than that of normal customers.Even with a complaint to the police and a complaint to the Pope, they don't book anything back, all wasted time.